Country-specific details | Latitude

When creating recipients for cross-border transfers, the required fields vary by destination country. This guide provides detailed information about the recipient and financial account requirements for each supported country.

Overview

All recipients require these base fields:

Field	Type	Required	Description
`given_name`	string	✓	Recipient’s first name
`family_name`	string	✓	Recipient’s last name
`type`	string	✓	Either `individual` or `business`
`address`	object	✓	Address information
`address.line_1`	string	✓	Street address line 1
`address.line_2`	string		Street address line 2
`address.city`	string	✓	City
`address.state`	string	✓	State or province
`address.postal_code`	string	✓	Postal code
`address.country`	string	✓	ISO 3166-1 alpha-2 country code (case insensitive)
`financial_account`	object	✓	Financial account details
`email`	string		Recipient’s email address (required for some countries)
`phone`	string		Recipient’s phone number with country code (required for some countries)
`document`	object		Identity document (required for some countries)

Argentina (AR)

Send transfers to Argentina in ARS via bank account using CBU/CVU.

Required Fields

Field Path	Type	Required	Description
`document.id`	string	✓	Document identification number
`document.type`	string	✓	Document type: `cuit` or `cuil`
`financial_account.type`	string	✓	Must be `bank_account`
`financial_account.details.account_number`	string	✓	22-digit CBU or CVU account number
`financial_account.details.account_type`	string	✓	Account type: `cbu` or `cvu`

Document Types

cuit — Clave Única de Identificación Tributaria (Tax ID for businesses)
cuil — Código Único de Identificación Laboral (Labor ID for individuals)

Example Request

1 {
2   "given_name": "Carlos",
3   "family_name": "Mendez",
4   "type": "individual",
5   "address": {
6     "line_1": "Av. Corrientes 1234",
7     "city": "Buenos Aires",
8     "state": "Buenos Aires",
9     "postal_code": "C1043",
10     "country": "ar"
11   },
12   "document": {
13     "id": "20345678901",
14     "type": "cuit"
15   },
16   "financial_account": {
17     "type": "bank_account",
18     "details": {
19       "account_number": "0170099220000067839043",
20       "account_type": "cbu"
21     }
22   }
23 }

Validation Notes

Account number must be exactly 22 digits
CUIT/CUIL must be exactly 11 digits

Brazil (BR)

Send transfers to Brazil in BRL via PIX (instant payment system).

Required Fields

Field Path	Type	Required	Description
`document.id`	string	✓	Document identification number (CPF or CNPJ)
`document.type`	string	✓	Document type: `cpf` or `cnpj`
`financial_account.type`	string	✓	Must be `pix`
`financial_account.details.pix_key`	string	✓	PIX key for the recipient
`financial_account.details.pix_key_type`	string	✓	Type of PIX key

Document Types

cpf — Cadastro de Pessoas Físicas (Individual Taxpayer ID, 11 digits)
cnpj — Cadastro Nacional da Pessoa Jurídica (Business Tax ID, 14 digits)

PIX Key Types

The pix_key_type field must match the format of the provided pix_key:

`pix_key_type`	Description	Example
`email`	Email address	`[email protected]`
`phone`	Phone number with country code	`+5511999998888`
`tax_id`	CPF (11 digits) or CNPJ (14 digits)	`12345678901`
`bank_random_id`	UUID from recipient’s bank	`606effd5-59a9-431e-bc99-32a1ee4dd1f4`

Example Request

1 {
2   "given_name": "João",
3   "family_name": "Silva",
4   "type": "individual",
5   "address": {
6     "line_1": "Rua das Flores 456",
7     "city": "São Paulo",
8     "state": "SP",
9     "postal_code": "01310-100",
10     "country": "br"
11   },
12   "document": {
13     "id": "12345678901",
14     "type": "cpf"
15   },
16   "financial_account": {
17     "type": "pix",
18     "details": {
19       "pix_key": "[email protected]",
20       "pix_key_type": "email"
21     }
22   }
23 }

Validation Notes

PIX is Brazil’s instant payment system and supports 24/7 transfers
CPF must be exactly 11 digits; CNPJ must be exactly 14 digits

Colombia (CO)

Send transfers to Colombia in COP via ACH.

Required Fields

Field Path	Type	Required	Description
`email`	string	✓	Recipient’s email address
`document.id`	string	✓	Document identification number
`document.type`	string	✓	Document type (see below)
`financial_account.type`	string	✓	Must be `bank_account`
`financial_account.details.bank_code`	string	✓	Colombian bank code
`financial_account.details.account_number`	string	✓	Bank account number
`financial_account.details.account_type`	string	✓	Account type: `checking` or `savings`

Document Types

cc — Cédula de Ciudadanía (Citizenship Card)
ce — Cédula de Extranjería (Foreigner ID)
nit — Número de Identificación Tributaria (Tax ID for businesses)
pep — Permiso Especial de Permanencia (Special Residence Permit)
passport — International passport

Example Request

1 {
2   "given_name": "Juan",
3   "family_name": "Diego",
4   "type": "individual",
5   "email": "[email protected]",
6   "address": {
7     "line_1": "Calle 100 #15-20",
8     "city": "Bogotá",
9     "state": "Cundinamarca",
10     "postal_code": "110111",
11     "country": "co"
12   },
13   "document": {
14     "id": "1020304050",
15     "type": "cc"
16   },
17   "financial_account": {
18     "type": "bank_account",
19     "details": {
20       "bank_code": "007",
21       "account_number": "1234567890",
22       "account_type": "checking"
23     }
24   }
25 }

Validation Notes

Email is required for Colombia
Document is required for Colombia

India (IN)

Send transfers to India in INR via UPI (Unified Payments Interface).

Required Fields

Field Path	Type	Required	Description
`email`	string	✓	Recipient’s email address
`phone`	string	✓	Phone number with country code (must start with `+91`)
`financial_account.type`	string	✓	Must be `upi`
`financial_account.details.vpa`	string	✓	UPI Virtual Payment Address

Example Request

1 {
2   "given_name": "Rahul",
3   "family_name": "Patel",
4   "type": "individual",
5   "email": "[email protected]",
6   "phone": "+919876543210",
7   "address": {
8     "line_1": "Flat 304, Building B, Sunshine Apartments",
9     "line_2": "12/A, MG Road",
10     "city": "Bengaluru",
11     "state": "Karnataka",
12     "postal_code": "560001",
13     "country": "in"
14   },
15   "financial_account": {
16     "type": "upi",
17     "details": {
18       "vpa": "9876543210@paytm"
19     }
20   }
21 }

Validation Notes

Email is required for India
Phone is required for India (must start with +91, max 20 characters)
VPA must contain exactly one @ symbol (format: identifier@provider)
VPA cannot exceed 45 characters

Mexico (MX)

Send transfers to Mexico in MXN via SPEI (Sistema de Pagos Electrónicos Interbancarios).

Required Fields

Field Path	Type	Required	Description
`financial_account.type`	string	✓	Must be `bank_account`
`financial_account.details.clabe`	string	✓	18-digit CLABE interbank account number

Example Request

1 {
2   "given_name": "Maria",
3   "family_name": "Lopez",
4   "type": "individual",
5   "address": {
6     "line_1": "Paseo de la Reforma 505",
7     "city": "Ciudad de México",
8     "state": "CDMX",
9     "postal_code": "06500",
10     "country": "mx"
11   },
12   "financial_account": {
13     "type": "bank_account",
14     "details": {
15       "clabe": "002180701234567895"
16     }
17   }
18 }

Validation Notes

CLABE must be exactly 18 digits
Transfers are processed via Mexico’s SPEI system

Philippines (PH)

Send transfers to the Philippines in PHP via InstaPay.

Required Fields

Field Path	Type	Required	Description
`financial_account.type`	string	✓	Must be `bank_account`
`financial_account.details.account_number`	string	✓	Bank account number
`financial_account.details.bank_code`	string	✓	Philippine bank code

Example Request

1 {
2   "given_name": "Joseph",
3   "family_name": "Fajagut",
4   "type": "individual",
5   "address": {
6     "line_1": "123 Rizal Avenue",
7     "city": "Manila",
8     "state": "Metro Manila",
9     "postal_code": "1000",
10     "country": "ph"
11   },
12   "financial_account": {
13     "type": "bank_account",
14     "details": {
15       "account_number": "1234567890",
16       "bank_code": "BPI"
17     }
18   }
19 }

Validation Notes

Transfers are processed via the InstaPay network

United Kingdom (GB)

Send transfers to the United Kingdom in GBP via Faster Payments.

Required Fields

Field Path	Type	Required	Description
`financial_account.type`	string	✓	Must be `bank_account`
`financial_account.details.sort_code`	string	✓	6-digit UK sort code
`financial_account.details.account_number`	string	✓	8-digit UK bank account number
`financial_account.details.bank_account_holder_name`	string	✓	Name on the bank account (2-140 characters)

Example Request

1 {
2   "given_name": "James",
3   "family_name": "Smith",
4   "type": "individual",
5   "address": {
6     "line_1": "10 Downing Street",
7     "city": "London",
8     "state": "England",
9     "postal_code": "SW1A 2AA",
10     "country": "gb"
11   },
12   "financial_account": {
13     "type": "bank_account",
14     "details": {
15       "sort_code": "200000",
16       "account_number": "55779911",
17       "bank_account_holder_name": "James Smith"
18     }
19   }
20 }

Validation Notes

Sort code must be exactly 6 digits
Account number must be exactly 8 digits
Bank account holder name must be between 2 and 140 characters
Transfers are processed via the Faster Payments network

SEPA Countries (EUR)

Send transfers in EUR via SEPA Instant to any of the supported SEPA zone countries. All SEPA countries share the same recipient requirements.

Supported Countries

Eurozone: Austria (AT), Belgium (BE), Croatia (HR), Cyprus (CY), Estonia (EE), Finland (FI), France (FR), Germany (DE), Greece (GR), Ireland (IE), Italy (IT), Latvia (LV), Lithuania (LT), Luxembourg (LU), Malta (MT), Netherlands (NL), Portugal (PT), Slovakia (SK), Slovenia (SI), Spain (ES)

Non-Euro SEPA: Bulgaria (BG), Czech Republic (CZ), Denmark (DK), Hungary (HU), Iceland (IS), Liechtenstein (LI), Norway (NO), Poland (PL), Romania (RO), Sweden (SE), Switzerland (CH)

Required Fields

Field Path	Type	Required	Description
`financial_account.type`	string	✓	Must be `bank_account`
`financial_account.details.iban`	string	✓	IBAN (International Bank Account Number)
`financial_account.details.bank_account_holder_name`	string	✓	Name on the bank account (2-140 characters)
`financial_account.details.bic`	string		BIC/SWIFT code (8 or 11 characters, optional)

Example Request

1 {
2   "given_name": "Anna",
3   "family_name": "Mueller",
4   "type": "individual",
5   "address": {
6     "line_1": "Friedrichstraße 123",
7     "city": "Berlin",
8     "state": "Berlin",
9     "postal_code": "10117",
10     "country": "de"
11   },
12   "financial_account": {
13     "type": "bank_account",
14     "details": {
15       "iban": "DE89370400440532013000",
16       "bank_account_holder_name": "Anna Mueller"
17     }
18   }
19 }

Validation Notes

IBAN must be between 15 and 34 characters, starting with a 2-letter country code followed by 2 check digits
BIC/SWIFT is optional; if provided, must be 8 or 11 characters (e.g., COBADEFFXXX)
Bank account holder name must be between 2 and 140 characters
Transfers are processed via SEPA Instant
The address.country must match a supported SEPA country code

Country Requirements Summary

In addition to the base fields required for all recipients (including full address), some countries require extra fields:

Country	Email	Phone	Document
Argentina (AR)			✓
Brazil (BR)			✓
Colombia (CO)	✓		✓
India (IN)	✓	✓
Mexico (MX)
Philippines (PH)
United Kingdom (GB)
SEPA Countries (EUR)

Financial Account Types Summary

Country	Currency	Financial Account Type	Payment Method	Key Details Fields
Argentina	ARS	`bank_account`	CBU/CVU	`account_number`, `account_type`
Brazil	BRL	`pix`	PIX	`pix_key`, `pix_key_type`
Colombia	COP	`bank_account`	ACH	`bank_code`, `account_number`, `account_type`
India	INR	`upi`	UPI	`vpa`
Mexico	MXN	`bank_account`	SPEI	`clabe`
Philippines	PHP	`bank_account`	InstaPay	`account_number`, `bank_code`
United Kingdom	GBP	`bank_account`	Faster Payments	`sort_code`, `account_number`, `bank_account_holder_name`
SEPA Countries	EUR	`bank_account`	SEPA Instant	`iban`, `bank_account_holder_name`