Global Fiat Payouts

Latitude Global Fiat Payouts lets you send funds from USD or stablecoins to recipients across the world. We handle currency conversion, compliance, and last-mile delivery through local payment networks so funds arrive quickly and reliably.

How It Works

  1. Prefund your account with USD via wire transfer
  2. Create a recipient with their financial account details (bank account, digital wallet, etc.)
  3. Optionally get a quote to lock an exchange rate and fee for 2 minutes
  4. Create a transfer to send funds to the recipient
  5. Track the transfer via webhooks or polling

Transfers are typically completed within minutes, depending on the destination country and payment method. See the API basics for authentication, idempotency, and other fundamentals.

Supported Countries

Latin America

CountryCurrencyPayment MethodStatusSettlement
ArgentinaARSBank Transfer (CBU/CVU)LiveReal-time + 24/7
BrazilBRLPIXLiveReal-time + 24/7
ColombiaCOPBre-B, Bank TransferLiveReal-time + 24/7
MexicoMXNSPEILiveReal-time + 24/7
ChileCLPBank TransferBetaT+0
EcuadorUSDBank TransferBetaT+0
PeruPENBank Transfer, Wallets (Yape, Plin)BetaT+0
UruguayUYUBank TransferBetaT+0

Europe

CountryCurrencyPayment MethodStatusSettlement
SEPA zone (31 countries)EURSEPA, SEPA InstantLiveReal-time + 24/7
United KingdomGBPFaster Payments, CHAPSLiveReal-time + 24/7

SEPA zone countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

Middle East & Africa

CountryCurrencyPayment MethodStatusSettlement
KenyaKESBank Transfers, Mobile MoneyBetaReal-time + 24/7 (mobile money)
GhanaGHSBank Transfer, WalletsBetaReal-time + 24/7
TanzaniaTZSBank Transfer, WalletsBetaReal-time + 24/7
CameroonCFABank Transfer, WalletsBetaReal-time + 24/7

Asia Pacific

CountryCurrencyPayment MethodStatusSettlement
IndiaINRUPI, Bank TransferLiveReal-time + 24/7
PhilippinesPHPInstaPay, PESONetLiveReal-time + 24/7
ThailandTHBBank Transfer, WalletsBetaReal-time + 24/7
VietnamVNDBank Transfer, WalletsBetaReal-time + 24/7 (wallets), T+0 (bank transfer)

Beta markets are in early stages. There may be a waitlist to get onboarded and smaller volume limits to start. Contact us for access.

Key Features

Rate Locking with Quotes

Use the Quotes API to lock an exchange rate and fee for 2 minutes before committing to a transfer. This gives your end users price certainty. Alternatively, you can skip the quote and create a transfer directly at the market rate.

Real-Time Tracking

Subscribe to webhooks to receive real-time notifications when transfers are created, completed, or failed. You can also poll the Transfers API for status updates. See API basics for webhook setup.

Integration Guides